Privacy Policy

At Paylic, we take your privacy seriously. This Privacy Policy outlines the types of information we collect, how it is used, and the steps we take to ensure your personal and financial data remains secure.

1. Information Collection

Because our core tools operate primarily on the client-side (within your browser), we deliberately minimize the data we collect:

• Usage Data: We may collect anonymous usage statistics (such as page views and tool usage frequencies) to help us improve the platform.
• Contact Information: If you reach out to us via our Contact form, we collect the email address and name you provide in order to respond to your inquiry.

2. Data Processing and Storage

The financial figures you input into our calculators (e.g., salary, loan amounts, investment goals) are processed instantly on your device via JavaScript. We do not transmit, log, or store your personal financial data on our servers.

3. Third-Party Services

We may integrate trusted third-party services to enhance platform functionality:

• ExchangeRate-API: Used strictly for fetching live currency conversion rates. We do not pass your IP or personal details to this API.
• EmailJS: Used securely for routing contact form submissions without exposing mail servers.

4. Cookies and Tracking

We use standard local storage to save non-identifiable user preferences, such as your Light/Dark mode theme selection. You can clear this data at any time via your browser settings.

5. Changes to This Policy

We reserve the right to update this policy periodically as our platform evolves. Significant changes will be announced on our website or through an update to the "Last Updated" date at the top of this document.