Budget Planner
Free, secure, and running entirely in your browser.
The 50/30/20 Rule
Everything you need to know to make the best financial decisions.
How it Works
- Input your total monthly after-tax income.
- Input your total monthly expenses.
- The tool calculates your exact savings rate and visually breaks down your cash flow.
The Formula
Savings = Total Income - Total Expenses
Aim for the 50/30/20 rule: 50% Needs, 30% Wants, 20% Savings/Debt.
Aim for the 50/30/20 rule: 50% Needs, 30% Wants, 20% Savings/Debt.
Pro Tip
"Pay yourself first! Automate your savings transfer the exact day your paycheck hits your account."